Required Skills & Experience

• 5+ years of analyst role, enterprise risk management experience in banking or financial services • Strong background in wholesale credit (retail credit experience is an asset) • Hands-on experience with IFRS 9 and Expected Credit Loss (ECL) concepts • Solid understanding of credit risk drivers, such as: ○ Exposures, obligors, loss ratings, facility loss ratios ○ Credit downgrades and their impact on ECL • Ability to work with forward-looking and macroeconomic data • Advanced Excel skills (large datasets, complex calculations) • Strong SQL skills for querying and summarizing large data sets • Proven experience creating: ○ Business requirements documents ○ Process maps and end-to-end workflows Excellent communication skills with the ability to explain complex concepts to senior stakeholders

Nice to Have Skills & Experience

• Previous CIBC experience • Deeper expertise in IFRS 9 standards and financial regulatory reporting • Background in economics or close collaboration with economic/modelling teams • Experience supporting or automating manual modeling or reporting processes Exposure to high-visibility regulatory or P&L-impacting initiatives

Job Description

We are seeking a Business Systems Analyst with strong wholesale and retail credit risk experience to support a high-profile Expected Credit Loss (ECL) reporting initiative aligned with IFRS 9. This role will play a critical part in defining requirements and supporting the build of a calculation engine that moves ECL calculations outside of the existing wholesale platform and feeds results back into downstream reporting. The work is highly visible, directly impacting month-over-month ECL attribution analysis and profit & loss reporting, and involves close collaboration with technology, credit risk, economics, and reporting teams