Business Analyst

Job summary

The Business Analyst will act as a bridge between business stakeholders and technology teams to drive requirements, solution design, and delivery. They are responsible for gathering business requirements, creating functional specifications, and managing the end-to-end payment lifecycle.

Job details

Inclusion without Exception Tata Consultancy Services (TCS) is an equal opportunity employer, and embraces diversity in race, nationality, ethnicity, gender, age, physical ability, neurodiversity, and sexual orientation, to create a workforce that reflects the societies we operate in. Our continued commitment to Culture and Diversity is reflected in our people stories across our workforce and implemented through equitable workplace policies and processes. Tata Consultancy Services (BSE: 532540, NSE: TCS) is the technology partner of choice for industry-leading organizations worldwide. Since its inception in 1968, TCS has upheld the highest standards of innovation, engineering excellence and customer service. It has set an aspiration to become the world's largest AI-led technology services company and is enabling its clients to transform themselves across the full AI stack, from infrastructure to intelligence. Rooted in the heritage of the Tata Group, TCS is focused on creating long term value for its clients, its investors, its employees, and the community at large. With a highly skilled workforce spread across 56 countries and 194 service delivery centers across the world, the company has been recognized as a top employer in six continents. With the ability to rapidly apply and scale new technologies, the company has built long term partnerships with its clients. Many of these relationships have endured into decades and navigated every technology cycle, from mainframes in the 1970s to artificial intelligence today. Must Have Technical/Functional Skills 1. Business & Functional Analysis •Gather, analyze, and document business requirements for payments initiatives •Translate business needs into clear functional specifications and user stories •Conduct gap analysis between existing and proposed payment systems •Create BRDs, FRDs, use cases, process flows, and functional specs 2. Payments Domain Expertise • Work across key payments areas: o Wire Payments (SWIFT, Fedwire, CHAPS) o ACH / SEPA o Real-Time Payments (RTP) / Faster Payments o Cards & Merchant Payments • Understand end-to-end payment lifecycle: o Initiation → Validation → Clearing → Settlement → Reconciliation Domain Skills • Strong experience in Payments (mandatory) • Knowledge of: o ISO 20022 o SWIFT messaging (MT/MX) o Payment hubs / core banking systems Roles & Responsibilities We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms. Salary Range - CA$ 100,000 - CA$ 130,000 Per Year Note: TCS does not use artificial intelligence tools for candidate screening or evaluation. This posting is for a current vacancy The hiring process includes an initial screening by the TCS Hiring Team, followed by a technical evaluation and managerial discussion conducted by the Business Team, and concluding with the final HR evaluation. TCS does not use artificial intelligence tools for candidate screening or evaluation. This post is for a current vacancy. The hiring process includes an initial screening, followed by a technical evaluation and managerial discussion. Tata Consultancy Services Canada Inc. is committed to meeting the accessibility needs of all individuals in accordance with the Accessibility for Ontarians with Disabilities Act (AODA) and the Ontario Human Rights Code (OHRC). Should you require accommodation during the recruitment and selection process, please inform Human Resources. Thank you for your interest in TCS. Candidates that meet the qualifications for this position will be contacted within a 2-week period. We invite you to continue to apply for other opportunities that match your profile.

What you’ll do

The Business Analyst will act as a bridge between business stakeholders and technology teams to drive requirements, solution design, and delivery. They are responsible for gathering business requirements, creating functional specifications, and managing the end-to-end payment lifecycle.

Requirements

Candidates must have strong experience in the payments domain, including expertise in wire payments, ACH, SEPA, and real-time payments. Proficiency in ISO 20022, SWIFT messaging, and core banking systems is mandatory for this role.

Listed skills

• Business analysis · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Business Analysis
• Functional Analysis
• Payments Domain
• Wire Payments
• ACH
• SEPA
• Real-Time Payments
• Cards & Merchant Payments
• ISO 20022
• SWIFT Messaging
• Payment Hubs
• Core Banking Systems
• Requirement Gathering
• Gap Analysis
• User Stories
• Functional Specifications

Job areas

• Technology
• Finance & Accounting
• Consulting
• Data & Analytics